Your Mortgage in the UAE — We Make It Easier!
With Verity Real Estate get the best mortgage terms in the UAE! We’ll help you choose the optimal plan and guide you through each stage.
With Verity Real Estate get the best mortgage terms in the UAE! We’ll help you choose the optimal plan and guide you through each stage.
Mortgage in the UAE with Professional Support
Our team offers a full range of mortgage services to make the process as convenient as possible for you. We’ll help you find the best terms in Dubai, Abu Dhabi, or Ras Al Khaimah based on your budget and needs. Our goal is to simplify the mortgage process and make it understandable.
You’ll receive expert advice on all stages—from choosing a bank and product to document preparation and loan acquisition. We work only with trusted financial institutions, ensuring transparency and security in your transaction.
Why Consult a Mortgage Broker in the UAE?
Purchasing property in Dubai is a significant investment and a complex process, especially for foreign buyers. Mortgage lending for international clients in the UAE requires knowledge of certain specifics and adherence to various requirements.
A mortgage broker handles all steps of this process: from document preparation to liaising with banks, ensuring the most favorable terms for you. With in-depth market knowledge, brokers find optimal financing programs and guide you at every step, right through to contract signing.
Why Take Out a Mortgage in the UAE
Affordable Loan Terms
The UAE offers competitive interest rates and flexible terms, making mortgages accessible to different categories of buyers.
Support for Non-Residents
Mortgage loans are available not only for residents but also for non-residents, making the UAE real estate market attractive for foreign buyers interested in property investment.
Opportunity for Residency
Purchasing property worth 1 million dirhams or more allows for residency eligibility, making it especially appealing to foreign buyers.
Market Analysis and Optimal Conditions Selection
Our experts conduct a detailed analysis of available options based on your budget and goals. With close relationships with UAE banks, we’ll find the best mortgage programs with favorable terms.
Full Legal Support
Our team will verify and prepare all legal documents to avoid any legal risks.
Negotiations with Banks for Favorable Terms
A professional broker will represent you in the bank, effectively presenting documents and negotiating to minimize interest rates.
Comprehensive Mortgage Approach
Our services include all the necessary steps to make the mortgage process as convenient as possible:
Document Collection and Verification
We’ll compile a complete set of documents required by the bank to ensure a successful mortgage, considering requirements for non-residents.
Support Before and After Contract Signing
We’ll stay with you up to the contract signing and provide post-deal consultations to help you manage your mortgage and property easily.
Additional Services with a Broker
Mortgage Refinancing
In the event of rising interest rates or better offers, brokers can assist with refinancing your loan to reduce monthly payments and overall expenses.
Non-Resident Mortgages
Brokers are experienced with banks that offer mortgage programs (up to 70%) for non-residents, selecting banks and programs that meet the unique needs of international buyers.
Equity Loans
If you already own property in the UAE, brokers can help arrange loans secured by the property for further investments or refinancing.
Mortgage Process
FAQ – Your Guide to UAE Real Estate
Do I need a resident visa to buy property?
No, a resident visa is not required to purchase real estate. However, foreigners can obtain a residence permit with assets totaling 1 million dirhams.
What taxes and fees are associated with a purchase?
There’s usually a property transfer tax (4% in Dubai) and a registration fee (about 0.25% of the cost). Additional legal and mortgage fees may apply.
Special features of buying real estate in Ras Al Khaimah?
This region often offers properties at lower prices than Dubai and Abu Dhabi. It also has beaches and resorts, making it ideal for investment in tourist real estate.
What is the minimum investment amount?
The minimum for a visa-eligible purchase is 1 million dirhams, but for a more comfortable standard, properties starting at 1.5 million dirhams are recommended.
What type of property is best for investment?
Top investment choices include apartments in new residential complexes, commercial properties, and villas in popular areas. Selection depends on your goals: renting, reselling, or personal use.
Do you have any questions?
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Why Choose Us
Professionalism and UAE Bank Experience
Our specialists have years of experience in the real estate and banking sectors. We know the system inside out, enabling us to offer clients only the best solutions.
Personalized Approach
We focus on each client’s needs, considering every detail and preference. This allows us to select personalized loan terms that suit you best.
Support and Consultations at Every Stage
Our team will be with you at each step of the mortgage process, answering questions and providing information on every part of the process.